The Ides of March literally means “half division” in relation to the month of March. The market is in a cyclically strong time period until May. However, many indices are over extended and appear to be losing momentum; possibly trying to digest the last straight up move in stocks. In the Ides of March enjoy the wisdom from these posts:
J.P. at Novel Investor presents An Under Invested America: Is Conservative The New Norm? Nobody got rich earning less than 1% on their money. Yet eight times more money has been put into savings accounts than into stock and bond funds since the market crash of ’08.
MMD at My Money Design submits Is 2 Percent the New Safe Retirement Withdrawal Rate? Are you planning to withdraw 4% from your nest egg in retirement? What if I told you some analysts think 2% may be a more appropriate figure. Let’s calculate the numbers and see for ourselves.
Asset Allocation and Diversification
Jacob at My Personal Finance Journey submitted The Case Against Passive Investing. This post argues the case against passive investing strategies, while Jacob at MPFJ comes back with a rebuttal for the argument. Do you think passive investing is right for you? This post may have the answer for you within.
Darwin at Darwin’s Money presents Apple is the World’s Whipping Boy for Workers Conditions, Jobs, Profits – Fair? Apple has been catching a lot of flack lately for everything from outsourcing to workers’ rights in China. Deserved? You Decide.
Barbara Friedberg at Barbara Friedberg Personal Finance submitted How to Benefit From Cyclical Investment Markets. This article answers the following questions, and more, for investors. Where are the stockmarket returns of 9%? What happened during the first decade of the new millennium to change the market returns and interest rates?
Specific Investment Ideas
Mich at Beating The Index gives us Investing in Offshore Drilling Companies. While presenting the industry with its biggest challenges, deep water exploration and development yields the greatest potential rewards and healthy profit margins to the oil service companies involved.
Paul at Make Money Make Cents submitted Living On Dividends. It is impossible to rely on CD and saving accounts for interest income. Here are some of my top dividend stocks picks to help generate a larger monthly income.
Investment Planning Strategies
Echo at Boomer and Echo submitted How Index Funds Compare To Equity Mutual Funds. I compared the 10-year performance of high cost Canadian equity mutual funds to the equivalent low-cost index funds. Here are the results:
Bob at Christian Personal Finance gives us Donating Retirement Assets. After spending your whole life building and protecting your nest egg, at some point you will have to think about how you are going to pass those assets along. Here are some ideas for you….
Anisha Sekar at Nerd Wallett submitted 401(k)s. Should you get an IRA, stick with your 401(k) or use both? This article describes each type of retirement plan in detail, and recommends which to choose based on your needs.
Phillip Taylor at PT Money Personal Finance presents HSA Contribution Limits 2011 and 2012. Explains what an HAS is and what the contribution limits are for 2011 and how they’ve changed for 2012.
Teacher Man at My University Money presents RRSP Contributions vs. Paying Off Credit Card. After the seasonal marketing push for RRSP contributions that we recently seen exert its pressures the last few weeks, it struck me just how single-minded the whole thing seemed to be.
Nick at Step Away from the Mall gives us 3 Reasons Why Investors Fail. Three investment mistakes that cause a lot of headache include paying too much attention, worrying about the price you paid and buying stuff you don’t understand. If you can avoid these three blunders you’ll likely sleep better at night and have some killer results!
I have added from the AAAMP Blog I Lost 100% of My Investment and I’m Happy I Did! Learn from your investment mistakes. Investors should analyze their investment mistakes, identify the reasons for the mistakes, and memorize the lessons that will prevent future mistakes.